Sewer Backup Coverage

Sewer Backup coverage provides  coverage for water or sewer entering your home through a sump pit, floor drain, or plumbing fixture. The EXTRA package provide 10% of the limit of insurance on your home towards Sewer Backup losses!

Underground Service Line

Homeowners often don’t realize that they own the outdoor service lines that extend from the street to their house, and behind their house to a well, septic tank, or out-building. A service line failure can result in:

• Leaks

• Breaks

• Tears

• Rupture or collapse of a pipe

• Arcing wiring

Home Equipment Breakdown

A more affordable alternative to costly product and home warranty plans. Whether you are a renter or a high-value homeowner, expensive equipment can break down. Includes coverage for items such as:

• Washers and dryers

• Dishwashers

• Water heaters

• Sump pumps

• Home security systems

• High efficiency Central heating and A/C systems

• ... and more

Reduced Glass Deductible

Add more detail about this service, such as benefits, appearance, components, or capabilities.

Higher Special Limits of Insurance Included

All policies include special limits for certain items of personal property.

The EXTRA package includes higher limits for things like jewellery, lawn & garden equipment, golf carts, bicycles and more!

Incidental Office Use Liability Extension

The EXTRA package automatically extends liability to incidental office us in your home. (Certain limitations apply)

Coverage for your    Seasonal Property

Seasonal Homeowners Packages will receive a 10% EXTRA premium discount if insured on the same

policy as the EXTRA Package.

Optional Water Coverages

Floods are the costliest natural disasters in Canada when it comes to property damage. Water protection coverage provides flexible options for homeowners who want the peace of mind knowing that you are covered in case of:

• Overland water

• Ground water

• ... and the resulting damage to your home and possessions