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Loss Prevention Tips

Analyze

Take the time to look around your home and look for potential hazards.  Many losses can be prevented by simply taking the time to assess the risks.

Protect

Sometimes investing in loss prevention devices such as water sensors, or smoke detectors can not only protect your property, but also save lives.

Save

By preventing claims, you will help keep your insurance premiums from increasing.  When we can prevent claims, everybody wins.

Everyday Loss Prevention

  • Remove lint from clothes dryer after each use.

  • Store hair dryer only after it has cooled down. 

  • Do not leave candles unattended. Make sure they're in a safe location while in use.

  • Do not leave space heaters unattended. Ensure they're powered off after use.

  • Do not leave an in-use fireplace unattended.

  • Never leave coffeemakers, irons, toasters, or other small appliances that are in use unattended.

  • Properly extinguish smoking materials. NEVER smoke in bed!

  • Purchase surge protectors for expensive electronic equipment such as computers, or home theater systems.

Monthly/Quarterly

  • Check air conditioning/heating system air filters and replace as necessary.

  • Inspect fire extinguishers to ensure they're fully charged.

  • Inspect main circuit breaker or electrical panel.

  • Check for cracks or separations in caulking around bathtubs, toilets, and faucets.

  • Look at the hoses connecting toilets and sinks to ensure no cracks or leaks.

  • Clean or replace dirty range hood filter.

  • Check refrigerator or icemaker water lines to ensure no leaks.

  • Look for water leakage around water filter tanks and connections.

  • Inspect hot water heater's exterior seams, drip pan, and water connections to ensure no leaks.

  • Check dishwasher and washing machine hose to ensure no cracks, splitting or leaks.

  • Check dryer vent for lint blockage.

Semi-annually/Annually

  • Inspect the roof and replace damaged shingles.

  • Ensure that the flashing around chimney systems is sealed.

  • Have chimney professionally cleaned.

  • Check siding for signs of deterioration caused by rot, mold, or insects.

  • Check and clean all gutters and downspouts, if necessary.

  • Recaulk windows and doors.

  • Check and repair or replace weather stripping on exterior doors.

  • Check exterior painted or stained surfaces and refinish as needed.

  • Inspect grout around any tile floor and touch up.

  • Trim all trees that could cause water damage to the siding or roof.

*** All Loss Prevention tips are intended as a general guideline only and do not provide guarantees against potential losses. ***

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